To keep you well-informed and ready for your future investments, we’ll break down some Investment terms and share insights from top financial influencers. Whether you’re looking to secure a loan, invest in a startup, or grow your personal wealth, understanding these key concepts can give you a major advantage.
However, that’s just the tip of the iceberg! On popular platforms like Shark Tank, even more, financial terms have been brought up—terms that may not be as familiar but are just as important to understand for your financial future. Influencers and financial experts are increasingly discussing topics like equity, valuation, profit margins, and debt-to-income ratios, all of which play a significant role when considering investments or applying for loans.
Sharan Hegde
Sharan Hegde, a former consultant with experience in strategy projects for banks and NBFCs, transitioned into content creation during the pandemic to share his expertise in finance. Specializing in personal finance, he covers a broad range of topics including mutual funds, insurance, taxes, cryptocurrency, and the psychology of money. With over a million Instagram followers, he has become a prominent voice in the financial education space.
Sharan Hegde Claims that “One of the top financial hacks is tax loss harvesting. One can book the losses in this particular financial year. Let us say you have a Rs 10,000, Rs 20,000 loss. Now let us say you sell it and buy it immediately and that means you have booked those losses for this particular year,” In essence, tax loss harvesting can help reduce your overall tax bill by utilizing investment losses strategically.
Ankur Warikoo
The concept of buying a dream home on a 50K salary in five years is about smart financial planning, budgeting, and disciplined investing. It involves strategies such as saving aggressively, minimizing unnecessary expenses, and investing in low-risk, high-return options to grow wealth. Building a strong credit score, finding affordable housing markets, and leveraging government schemes or first-time homebuyer programs can also make this goal achievable. Financial discipline and consistent planning are key components to turning a modest income into homeownership in a relatively short period. Ankur Warikoo states he might not be a financial expert, he is NOT SEBI registered, and he is NOT qualified to give financial advice but this is the advice he has applied to his experience.
Anushka Rathod
She is a content creator from Surat, India, who specializes in promoting financial literacy. With a background in equity research and investment banking, she produces engaging 30-second reels that make financial concepts easy to understand. She has since amassed over 1.8 million followers on Instagram and YouTube. Rathod has collaborated with major brands in the financial and insurance sectors, making her a prominent voice in simplifying finance for a broad audience. Recently, Anushka Rathod shared a post on Instagram that grabbed our attention. She explained in simple terms why a good credit score is crucial when applying for loans, especially if you want to secure lower interest rates. A higher credit score signals to lenders that you’re a responsible borrower, which often leads to better loan terms and reduced rates.
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